Navigating the IRMAA 2026 brackets is essential for retirees aiming to manage their Medicare expenses. The 2026 IRMAA brackets determine additional charges based on income levels. By understanding these thresholds, you can implement strategies to keep your income below surcharge levels. Consider actions like Roth conversions or charitable contributions to reduce your MAGI. Being proac... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets