Understanding I Bonds Fixed Rate Adjustments The fixed rate for I Bonds remains a vital part of total return. While the variable rate fluctuates with inflation, the fixed rate stays locked in for the life of the bond. For May 2025, the i bond fixed rate prediction is slightly lower, expected at 1.1%, down from 1.2% in the prior period. Though seemingly minor, this change can impact ... https://www.federalpensionadvisors.com/post/i-bond-rates-prediction-2025